No Income Guarantees This is not a “get rich quick” program. We do not promote overnight success. All references to business growth, income potential, or results are for illustrative purposes only and should not be interpreted as typical or guaranteed outcomes. Any financial success stories, client testimonials, or case studies presented reflect extraordinary results and should not be relied upon as any form of promise or expectation. Your results are entirely dependent on your actions, decisions, effort, background, and countless external factors outside of our control, including economic conditions, competition, and personal discipline. Factors That Affect Results Your success depends on many factors including, but not limited to:

Your level of commitment and consistency Your ability to apply strategies effectively Prior experience, skillset, and business acumen Personal habits, mindset, and financial decisions The market and industry conditions at any given time Because of this, we do not and cannot make any assurances regarding earnings or outcomes.

Use of Examples and Case Studies

Earnings statements or income claims shared through our marketing, client testimonials, or promotional materials are accurate to the best of our knowledge and verifiable upon request. However, these are shared strictly for educational or illustrative purposes and are not a promise of what you will achieve.

Your Responsibility By using our Services, you acknowledge that: You are fully responsible for your results You may experience financial loss, or no results at all You understand and accept all business and personal risk

You should consult with a licensed financial, legal, or business advisor before making any purchasing decisions or acting on the information provided You agree that philips agency fzco and its representatives are not liable for your success or failure based on any information presented.

Conclusion We believe in hard work, discipline, and long-term personal growth. Our mission is to provide tools, rituals, and systems that support that journey but we do not guarantee any income, outcomes, or results.

By engaging with our programs, products, or services, you accept full responsibility for your decisions and agree to hold philips agency fzco harmless from any claims related to earnings or success.

If you have questions, please contact:

📧 support@philip-johansen.com